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Thursday, 9 February 2017

Check if you Have the Apt Brass Musical Insurance. Here's How?


Owning a brass musical instrument means owning a highly brittle yet precious instrument. It is highly valuable, and you need to place the value accordingly. It is not enough to own a precious instrument; you need to protect the instrument's best interests by taking care of it.
  • As a musician who travels a lot for concerts, it is important that you protect your brass instrument in a case. The case should maintain the temperature highly needed by the instrument. It should also protect the instrument against all sorts of damages
  • As a traveler, you should ensure you carry the brass instrument as part of your cabin luggage. Tag it properly, and make sure the temperature set inside the casket does not get combined with the temperature inside the flight
  • If you are made to check in the instrument, take proper care before checking it in
  • Clean your instrument at regular intervals. Give it for instrument servicing whenever needed. This way small scratches and other types of damage is taken care of
  • If you have accessories along with your instrument, then make sure you are taking proper care of the accessories
Along with timely and proper care, it is important for you to ensure you have a brass musical insurance to safeguard your instrument. When buying the brass musical instrument's insurance, you should keep the following points in mind
  • From a local instrument shop, value the instrument. Find out what is the current market price for the instrument. Like with wine, some instruments grow better with age, and their value becomes high. If you have not valued the instrument, you won't know the exact premium you should decide for the instrument
  • Once you have valued the instrument, the next part is to check for your requirements
    • If the instrument is stolen, you are compensated for the loss with the proper insurance. This means you can rent out an instrument immediately for the upcoming concert or, have it replaced with another instrument, without paying the complete amount
    • If your instrument is damaged, the repair costs can put a hole in your pocket. In that case, it is important to actually get the repair costs covered with insurance. The insurance will pay for the repair of the instrument, as well as the rental of another instrument till your instrument is being repaired
    • If you are getting your existing instrument replaced with another one, you won't need to pay the entire market price for the new instrument. With the replacement clause added to your insurance, you need to pay only a certain amount of the new instrument, as your existing instrument will fetch you some price
    • General liabilities like accidental damage, damage during transit, and even worker's compensation is covered with brass musical insurance
  • Once the requirements are set, you will need to fix the premium for this insurance. It will be based on the value of the instrument, and the liabilities you want covered
  • You will need to decide if you want a yearly or monthly insurance premium for your instrument
Choosing the apt brass musical insurance also requires you to choose a good provider with years of experience.

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