How to Choose a Music Dealer Insurance?

What according to you is music dealer insurance? The answer lies in the three words itself, it is the insurance that promises to protect the music dealer. Now arises the question, who all are included in the music dealer category. The dealer could be anyone who sells musical instruments to the one who sells music to the end consumers. They could own a retail outlet or, they operate from their home. The dealers are of many types but, the thing that remains common is that they all need protection. The instruments they own need to be safeguarded from robbery as well as damages.

There are multiple reasons for protection:

• The music composition you are selling could have a copyright. This means you cannot sell unless you are licensed to. If your deal does not include selling without permission, you might be sued. The insurance can come to help at these times

• If you own a music shop that sells instruments, the whol set of instruments becomes your liability. If any one instrument faces damage, your pockets are answerable. The amount that your pockets will need to answer is high and will leave you dry. This is why you need to invest in an insurance

• When you own instruments, shipping them to the customer can add to the charges. Now imagine, when the shipped goods are received in a damaged way. What will you do? This means extra charges for you! The best way to avoid these extra charges is to get insurance. The music dealer insurance will save your pockets from the extra costs in case your customer receives damaged goods

• If you are an individual dealer, if something happens to you, then your shop is shut for the day. This means you will need lose the money for the day. In this case, you should ideally have insurance that includes the medical needs as well

Now that you know why you need music dealer insurance, let's look at how to choose one.

• Start with marking your needs from the insurance. We have just given you all the reasons why you need an insurance. Let's start breaking it down for you personally. This will help you get a custom solution for your insurance needs

• Once this is done, you should start surveying the different providers offering music dealer insurance. This means you should start looking out for people who offer solutions that are similar to your needs. Once you are ready with this list, start asking them for quotes

• You may want to discuss your needs to get the final quotes from these providers. You should have this discussion so that the quotes you receive are in line with your final needs

• Once the quotes are received start comparing them with the budget you had set aside for your needs. This will help you decide the provider from whom you should purchase the music dealer insurance

• The premium amount payable should be set at this point so that you know just how much money you need to spend every month for the insurance

Why Should you Play Piano and the Need for Piano Insurance

Playing piano has been often associated with health benefits. A lot of doctors as well as health specialists suggest that you should play piano, and learn it as early as during your childhood.

There are multiple benefits that you gain from playing piano. Let's look into them one by one before we move onto understanding why you need a piano insurance.

Academic Development

This is the first benefit of playing piano. Your academic growth and intelligence increases, which leads to improved skills both in cognitive and general areas. Your attention span improves considerably when you start playing the piano, which in turn leads to increased focus and concentration, which is clearly a requirement if you want to excel academics.

Relieves Stress

Music has a direct connection with relieving stress. Piano is known to soothe our minds and ease our bodies. The music is not only soft but also pretty alluring. You should ideally learn to play the instrument if you want to alleviate stress and get a good night's sleep. Therapists recommend piano!

Improves your Intellect

Piano has a direct relationship with your intellect. It tends to sharpen your mind, and improve its reasoning capabilities. If you want to improve your vocabulary or sharpen other skills, learning piano can make it easy for you. It improves the spatial-temporal capabilities of your mind. With regular piano music, you may experience structural changes in your brain, which can lead to better development.

A long healthy life

Playing the piano can also help you live long and healthy. Piano has been associated with bringing together people and uniting nations. The piano helps keep the family together and binds them with love. When you all stay together in harmony, the long life is a beautiful result.

Strengthens the hand muscles

When playing the piano, it is important for you to maintain the right posture and conduct the perfect movements of your hand. This means you will know when to relax and when to make the muscles move, which results in strengthened muscles and improved grip.

Choosing the piano insurance

To add to the health benefits associated with piano, it is important for you to choose piano insurance that will help you live longer and safer. The insurance will benefit the piano more though. Here are all the reasons to choose a piano insurance

• It helps keep the piano safe and sound. In case your piano is lost, you won't need to replace the instrument with a new one from your pockets, entirely. You will get the insurance fund to support your pockets, and make the payment

• When your instrument faces a damage, you will need to pay for the repair costs. This cannot be handled by you entirely, which is why you need the support of the piano insurance. It will take care of the minor repairs and support you with most of the amount in case of major repairs

• If you want to rent a piano, while yours is being repaired, you can buy the insurance to support the rental costs

A piano insurance increases the life of the instrument as it offers regular maintenance and occasional service of the instrument.

Things to Consider When Hiring a Studio with Recording Studio Insurance

A recording studio is essential for both budding as well as professional musicians, who want to make it big in the creative world. A good studio helps you get the start, gives you the wings to fly, and ensures you reach out to the right audience.

The dreams come true only when you have partnered with the right person. The person here would be the recording studio that you would hire to take your music to the next level. Hiring the right recording studio also means investing in a good recording studio insurance. There are quite a few points that you simply cannot ignore.

Here, we will take you through the points that you should bear in mind when hiring a recording studio.

Do you know their invoicing process?

This is the place where you begin your hiring process. You should check into their invoicing processes, and know how they bill their clients. Most studios opt for hourly billing. Does your studio also go for the hourly or they bill you for an entire day? There are others that prefer the monthly billing or have a package set aside for your needs. You can also go for custom-billing deals. A fixed charge per song is also a type of invoicing followed by the studios. The invoicing in this case will come with certain rules such as the number of times you can make changes in the fixed price etc. The billing is one of the most important aspects of selecting of your next recording studio.

Check the Digital Audio Workstation they use

This may not seem like a necessity to you; however, it will do you a world of difference if you tend to check on the digital audio workstation the studio you are hiring uses. Does the DAW the studio is using allow you to interchange the tracks from one format to another? The reason being, if you plan to include the tracks recorded elsewhere to your music album in the current studio, this should be possible.

Know the backline they have

The backline is imperative when you are a band or a singer, waiting to use the amps and the audio equipment lined up by the studio. Not only does the setting up time but also the invoicing becomes clear when you know what backline the studio owns. This means, you need to check on the virtual instruments, the audio equipment and the digital equipment they own.

Do they have a knowledgeable engineer?

The answer to this question will help you know whether or not you should choose this studio. The engineer should be flexible, should include your suggestions and should be able to create quality mix with the sounds you have produced. The person who is going to mix the sound is crucial in your decision making.

Finally, check if they have a recording studio insurance that can save you from major issues that you might face when recording your music. Check what all it covers and the provider of the insurance so that you are well aware of what costs you might have to bear.

How to choose the Wood-wind instrument with the right insurance?

When you think Wood-wind, you think of four distinct instrument types- Oboes, Clarinet, Saxophone and Flute. These instruments are further divided on the basis of their size and construction into English Horn, Bassoon, bag-pipe, doodlesack etc. The reason they were called woodwind was because they were made of wood then. Today, most of these instruments are made of metal. They differ in the tones, the overtones as well as the mouth piece and nodes as well as vibrating loops. The air column along the mouth piece is also different for these instruments. The tone hole positions help determine the number & length of finger that will help you conveniently play the woodwind instruments. The octave notes are dependent on the hand movements. The tone holes are placed along an equally tempered scale.

When it comes to choosing the Woodwind instrument, you need to count on these tips. It will help ease the process.

The size of the player

The size of the player plays a significant role in deciding the woodwind instrument that you should be buying. Most players start with a flute or a clarinet, and they are good for people between 10 and 12 years. A student with small hands may not be able to cover all the tone holes which can cause the tones to produce wrong sounds. It is important that you buy the instrument that fits your hands perfectly. The idea is to be able to hold the instrument comfortably.

Front teeth necessary

It is important that the front teeth be present when you are out to pick up the woodwind instrument. The front teeth help in supporting the embouchure of your woodwind instrument. Braces will also not help you play the instrument perfectly. In fact, without the front teeth you will feel the pain when playing the instrument. You can use orthodontic wax that will help minimize the discomfort.

The concentration level

When picking a woodwind instrument, make sure you take the concentration levels into consideration. The beginner woodwind instrument will help the players concentrate for some time say 10-15 minutes, which allows them to focus on playing and learning. Clarinet or flute is good for beginners while, you should opt for bassoon or oboe if you are at an advanced level both age and musical knowledge wise. The reason being the oboe or the bassoon is a more complex and advanced level instrument requiring higher concentration levels.

Choosing the woodwinds insurance

When you are buying the instrument, it would be a shame to ignore the insurance that will protect your woodwind instrument. You should ideally look for providers who can offer your instrument protection, and be able to take care of its service and maintenance needs. Choosing the provider requires a lot of research and understanding of the type of insurance you want, the providers that offer it, and the budget at which they offer the insurance.

It is obviously the experience and expertise of these providers that will help you choose the right Woodwinds Insurance.

How to Choose a Good Music Insurance Company?

What is a good insurance company? According to some it is the provider company that processes claims faster than most others. For some others, it is the company that charges the least premium for a good insurance cover. There are some who believe a good insurance is one that covers their requirements perfectly. Different people, different perspectives! However, what one can clearly say from all this is that a good insurance company is one that fulfils all your needs perfectly, and makes sure you don't go beyond your planned budget.

How do you choose the music insurance company that works for you? Here are some ways that might help you perfectly. Let's go through them one by one.

Plan ahead

It is important you plan your insurance cover ahead of buying it. If it is instrument insurance, the cover needs would be different from the studio insurance, and so on. When you are buying an instrument or planning to set-up a studio, you should also plan for the insurance. Here are a few things you might want to plan for when choosing the insurance

• Do you want the insurance to protect your instrument against robbery and damages caused while travelling?

• Do you have assets in the studio that you aim to protect with the help of insurance?

• Do you have equipment and people working for you that need to be insured?

These questions will help you plan the inclusions as well as the assets you want to protect. This done, you can plan to move to the next step.

Requirement checklist

Make the checklist of all your requirements for the insurance. You know what all you want protected by now. This list will help you check the providers and compare them easily. So, take some time out to prepare this checklist.

Start listing the providers

Once you are done with the checklist, you might want to research the music insurance companies that can help you with the insurance you are looking for. These providers are too many, and there are a few that are really good, and offer you just what you want.

Make a list of all these providers that offer the insurance you are looking for. This list will help you identify and purchase the right insurance cover.

Compare and shortlist

This is where you need to work with the checklist you had prepared. Start comparing the providers you have shortlisted using certain methods against your checklist. The ones that match your checklist are the ones you are likely to buy your insurance from. Once this list is ready, run down the budget comparison. The premium you are supposed to pay for the insurance cover has a huge role to play in your final purchase decision.

Check reviews and ratings

When you are done with the shortlisting parameters, you may want to check the reviews and ratings. The ones that are rated well are your go-to choice. This will help you come down to the choice of Music Insurance Company.