Buy Brass Musical Insurance to Ensure Ultimate Protection from the Unseen

It goes without saying that your musical instrument is one of the most valuable possessions for you. Most importantly, it is well worth your love, attention, and care - whether you are a professional musician or amateur.

Do you own a brass musical instrument? Have you purchased it recently and are clueless about daily care and maintenance tips and techniques? Read on to find some useful tips to take care of your brass device. Moreover, this blog will also help you understand the role of a Brass Musical Insurance policy as a part of caring for the equipment.

Taking care of your brass musical instruments

Following are some of the most useful tips to take care of your brass musical instruments:

•    Make sure to flush out your brass gear once a month (at a minimum). Always use mild soap in lukewarm water to do it. Once done, clean it with cold water and dry it properly. Using hot water is likely to damage the polish (lacquer).

•    Always use a flexible brush for cleaning the tubing and slides. However, make sure to renew it at least two times a year. It ensures the bristles do not break inside your brass instrument.

•    Get a good valve cleaner to clean the casing of the valve. Make sure you do not use a regular brush to clean it. You may use a lint-free piece of cloth instead. You may use this cloth to wipe the value. Do it carefully and one at a time. Also, do not forget to fix the valves in the proper order.

•    As far as lubricating the slides are concerned, always use high-quality slide grease. Always remember! Use the value oil in its minimum quantity.

 

•    Use warm water and a good mouthpiece brush to clean the mouthpiece. Playing the brass gear for a long time may lead to depositions in the mouthpiece. It may deteriorate the sound quality of your tool and also impact your health over time.

•    Most brass gears are lacquered, polished and silver-plated. You should be extra careful with these gears. Refrain from using harsh chemicals to clean them. Only use good quality cleaning clothes.

•    It is highly advisable to keep your brass equipment in an environment with uniform humidity and temperature. Further, do not keep your instrument in sunlight.

•    Avoid leaving your brass devices out of their cases, especially in areas where people can access them. You never know - someone - people, animals, or birds, may accidentally knock it down or sit on it. You may gawk in surprise to learn how much repairs cost without suitable musical instrument insurance in place.

•    When transporting or shipping your instruments, always use the proper case and ensure the latches are in place.

•    Also, do not keep your brass equipment standing on its bell. It can lead to severe damage to your instrument and cost a fortune to repair the same. Buy a right-fitting stand.

•    All the above care and maintenance tips are fine and crucial. However, the most important thing to consider is purchasing an all-encompassing Brass Musical Insurance policy. It ensures the ultimate protection of your gear from all possible risks. The range of risks includes - theft, accidental damage, vandalism, flood, elements of nature, and fire, among others. Also, instrument-specific instrument policies taken from a reliable and customer-friendly insurance provider offer worldwide protection and cover public liabilities.

Last but not least!

Having a standalone musical instrument insurance policy guarantees financial freedom and peace of mind. So, if you are planning to buy musical gear, do consider researching your options for insurance policies. Some words of caution - if you delay or ignore buying it and, in the meantime, if misfortune strikes damaging your instrument, it would be a huge investment for you - out of pocket. However, if your equipment is covered from day one of purchase, it will be a financially-sound decision.

Why Choose Woodwinds Insurance Over Household Coverage?

Purchasing a woodwind is no less than a considerable investment. It involves both the financial and emotional fronts of a person for obvious reasons. To begin with, you have to spend a lot of money on buying a musical instrument. Secondly, finding the most suitable wind gear is not child's play, after all. You need to take care of numerous factors - from material to sound quality and feel. Right?

However, once you have made up your mind and invested in buying a woodwind musical instrument, how can you ensure its protection? Well! You can do it with a comprehensive Woodwinds Insurance plan. And how to select the right coverage to ensure your finances and profession are safe if something does not work as supposed. Read on to get the answers to all your questions related to musical instrument insurance. 

Can you use your household protection plan to cover your woodwinds?

Possibly, you can go that way. No problem. However, do consider the following situations:

•    Will your home insurance policy cover your musical equipment if you take it out of your home? Even if it extends protection (although a rare case scenario), will it be without additional charges or paid add-ons?

•    Will your household insurance provider get a sense that your woodwind is not just another item or personal belonging but an extension of your soul?

•    Will your home insurance company understand that your gear is not furniture you can simply replace with another one?

•    Will your home insurance policy cover your musical accessories?

•    Will your household coverage plan cover your worldwide musical tours with your woodwinds?

The answer to all these questions is NO for almost every home protection plan company. Therefore, you need a dedicated Woodwinds Insurance policy to ensure complete protection of your flute, clarinet or any other instrument of the family.

What does a specialist woodwind insurance product cover?

Regardless of the type or form of woodwind equipment you own or the skill or proficiency level you stand in, a standalone policy protects you and your gear seamlessly. Let's find out the benefits of dedicated insurance for woodwind or any other family of musical instruments:

All-risk cover

Unfortunately, if your flute or clarinet suffers damage or is stolen from your house or studio, an independent musical instrument plan will have you covered. The extent of coverage it offers includes - accidental coverage, theft protection, fire damage, and vandalism up to the best possible value.

Best possible replacement

A customer-friendly and experienced insurance provider who deals with musical devices understands how much you value your woodwind or string. Therefore, they will provide you with a genuine new piece for the old replacement. They also make sure not to charge any depreciation amount when you file a claim.

Worldwide coverage

A good and honest insurance company knows that being a musician also makes you a globetrotter. The best news is yet to be broken. Guess what? A dedicated musical instrument insurance plan will cover you worldwide. Isn't it a win-win factor for you?

Loss of income

Did a stroke of bad luck hit you, making you unable to perform? Do not worry. A specialized insurance plan for musical equipment will not let you pay out of pocket. It will help you cover the loss of income. Make sure to confirm it with your insurance provider beforehand - as uncertainties are everywhere.

Transportation damage

What if your musical paraphernalia gets damaged during transportation? Will a dedicated plan come to your rescue? You may be surprised to learn the answer. Yes, it will cover your gear against any transportation-related damage or loss.

Invest now and become future-safe

Although buying an insurance plan especially designed for musical equipment is no less than an investment, it is worth making to ensure financial safety and peace of mind. So, without wasting more time, find a reliable insurance service provider and buy your copy right away.

Be Financially-Safe During Unforeseen Events with Music Dealer Insurance

What is the first thing that comes to your mind when you hear people saying - individuals who possess musical equipment should buy a suitable insurance plan? Probably, you think about professional musicians. Right? However, there is more under that tag. Yes. Read on!

People with musical instruments can be anyone - a music teacher, someone taking music classes, a paid performing artist, a musical instrument appraiser or repairer, and even a musical equipment dealer.
 
Most importantly, they should all take care of their musical paraphernalia and buy a dedicated insurance plan to ensure maximum protection. This blog will take you through the basics of Music Dealer Insurance and why music store owners should prioritize it.

Some simple yet tricky questions to answer!

Are you an owner of a music dealership with various kinds of musical instruments on display and otherwise? Does your collection range from beginners to high-end heritage musical gear? Do you have your music instrument shop in the basement of your home? Do you think your home insurance plan is enough to cover your store? 

 

If your answer is YES to the above questions, brace yourself to answer some more:

Situation I: What if your client suffers injury inside your shop after a guitar falls over them? What if they file a lawsuit against you asking for compensation? Will your home insurance policy come in handy? Will it protect you against such third-party liabilities?

Situation II: What if a fire breaks in your shop or someone intentionally torches it? Will your home insurance plan offer complete compensation and pay off the entire value of your possessions?

Situation III: What if the new consignment of musical instruments you just received turns out to be damaged? Will it come under your homeowner's insurance plan?

Situation IV: What if your musical instrument shop suffers a catastrophe damaging much of the equipment? Do you think your home or renter insurance plan compensates?

Always remember! No matter what and how much money you may have invested in buying a home insurance plan, it is least likely to cover the above scenarios. However, with a comprehensive Music Dealer Insurance plan in place, you can rest assured. It will extend protection against all such situations.

What other scenarios will your music dealer insurance policy cover you against?

Here is a list of some more situations an all-encompassing musical instrument insurance policy will cover:

•    If unscrupulous people vandalize or loot your shop, a dedicated insurance plan will compensate you for the same.

•    If you somehow get implicated in a third-party liability case involving your musical instruments or shop, your home insurance policy will not compensate you for the loss. Right from paying off the client to expensive lawsuits, you will have to bear it on your own. A gentle reminder - legal expenses can burn holes in your pocket. However, if you purchase an independent insurance policy for dealers, you and your finances are in safe hands.

•    If a consignment gets damaged or lost during transportation, your renter's or home insurance will not come to your rescue. However, a standalone plan made for music dealers will save your day.

•    Unlike a dedicated insurance product of musical instrument dealers, your home insurance plan is least likely to compensate for accidental damages.

•    One of the best things about specialized insurance plans is - it offers worldwide coverage. So, no matter where you go, insurance protection will follow you above and beyond.

With the assurance of all-risk coverage and ultimate peace of mind, don’t you think buying a dealer-specific insurance plan is worth it? Although it won’t be able to predict or prevent an unforeseen event, it will definitely come to your rescue and guard you against massive financial loss. So, find a reliable insurance service provider that works with musical instruments and dealers and turn the peace mode on.

Buying Insurance for Appraisers is an Investment-Worthy Move

Picture this - a client came to you with a period guitar, their family heirloom. As it was their family legacy, they were oh-so-worried about the safety and security of the vintage guitar. They also intended to sell it but didn't know its market worth. So, as a reputable appraiser, you suggested a musical instrument appraisal. Wow! Another feather to your hat of experience.

Although the above scenario is a piece of imagination, as an appraiser, you often have to deal with such cases. Right? Great! However, are you covered by Insurance for Appraisers (musical instrument appraisers, to be precise)? It is an important document that can make or break your image in the market, where customers almost always prefer an insured service provider.

Let’s help the readers understand the roles of a music instrument appraiser before delving deep into the insurance coverage part.

What does an appraisal mean?

An appraisal is a process through which an appraiser assesses the values of various musical instruments, including anything from a guitar, keyboard, violin, clarinet, and piccolo to a flute, saxophone, and trumpet.

 

What are the responsibilities of an appraiser?

A well-trained and experienced appraiser weaves different pieces of information into a document by surveying and producing support documents around their conclusions about vintage musical gear. An interesting job, indeed! However, while triangulating and preparing the final appraisal copy, if they note something wrong by mistake or produce inaccurate information, they are responsible for the outcome and should brace themselves to face it.

Due to the complex nature of their job profile, every appraiser should swear by comprehensive Insurance for Appraisers. Not having adequate insurance coverage can be unfavorable to their reputation and business.

What are the details mentioned in an appraisal certificate?

The crucial details a proper appraisal certificate read include the following:
●    Material a given musical instrument is made of
●    Dimensions of the gear
●    Pictures of the musical instrument
●    Typical identifying features
●    Provenance documents
●    Confirmation by the appraiser
●    The appraised value

The appraised value comprises the following:

Replacement value: It is generally applicable for insurance-related scenarios.
Fair market value: This value applies to a buying and selling process (where there is a seller and a buyer).

Why is an appraisal certificate vital?

Once the appraisal is complete, the document can be used for many critical purposes. Read on the following pointers:

●    It can be used for proving the ownership of musical gear before the law.
●    It can be used for buying a musical instrument insurance policy.
●    It can also be used for demonstrating the selling prices of the instrument.

Why does an appraiser need a dedicated insurance plan to protect their career?

Good to learn that you are a musical instrument appraiser. Probably, you are aware that even a minor or silly mistake in your appraiser copy can impact the value of the gear and the whole selling or buying cycle. Most importantly, that little mistake may end up being a large penalty. God forbid, but if an error from your end (appraiser) hampers the customers financially, you may await an expensive lawsuit. Therefore, make sure to get yourself a suitable insurance policy for appraisers.

Against what scenarios will an insurance plan for appraisers cover you?

A dedicated insurance policy for appraiser professionals will cover you against different legal issues involving the following situations:

●    Negligence on your part
●    Misrepresentation of details
●    Misinterpretation of attributes
●    Faulty services
●    Document-related mistake
●    Incorrect information

Does Insurance for Appraisers give a competitive edge to appraisers?

Yes! Customers often prefer those musical instruments appraisers who possess the following qualities:

●    The certification of the Appraisers Association of America (AAA)
●    Years of experience in the field
●    A dedicated insurance policy tailored to their profession
●    Members with relevant organizations

Call out to all reputable musical instrument appraisers out there! Buy your specialized insurance copy right away because the future is always unpredictable, and problems always pop out of the blue.