Woodwinds Insurance - Helping Orchestra Players Deal with Threats

Music arouses desires and emotions and is perhaps one of the best expressions of civilization that separates us from others in the animal kingdom. A good orchestra can leave a lasting impression on the minds of the listeners. No wonder across cultures musicians have always held prestigious positions in the society and defined the cultural narrative of the land. While music may seem heavenly, musicians like any other professionals have to constantly fight against occupational hazards. The limelight and fame surrounding a musician often multiplies these threats. Hence it is important for individuals as well as groups to build a wall that shields them against these threats. For orchestra players this wall would be woodwinds insurance. 

Overcoming Threats  
Why do I need to buy Woodwinds insurance? This is a popular query that crosses minds of musicians who have never bought insurance. This thought process is also backed by the fact that you may have never felt the need of buying brass musical insurance or insuring your woodwinds. But insurance is something that you buy in good times so that it can take care of your financial burden in the bad time. You don’t insure your vehicle to be involved in an accident; you insure it to help you cope up with such an unfortunate situation. The reason behind insuring your woodwinds is the same as these plans protect you from perceivable and non-perceivable threats.

The Many Risks That Are Covered          

Damage – Some musical instruments are delicate and need careful handling and woodwinds surely falls in this category. Your instrument may suffer from a minor or major damage while performing or practicing. Getting it repaired by a professional is no easy job as it can loosen your purse quite a bid. An insurance plan would take care of this risk and cover the entire cost of repair.

Theft – Like all other precious possessions you need to protect your instrument from this risk. Your homeowner’s insurance won’t quite take care of theft of the instrument especially if it comes at a premium price. Insurance plans offer you total replacement costs irrespective of the age of your instrument.

Transit– As a musician you tend to live on the road performing a various locations. The regular travel and transit does come with its own set of risks as there may be damage to the instrument in handling or it may be lost. You must buy an insurance plan that covers your risk on the road.

With woodwinds insurance you can breathe a sigh of relief in case you lose the insurance or it is damaged. While it may do little to console you emotionally, it does take away the financial trauma that musicians face at the turn of such unfortunate events. While there are a number of companies that offer you these insurance plans, you need to be choosy while buying one. Consider all kinds of threats that even have the remotest possibility and make sure the insurance plan would take care of these.